CVChitsVyaparOperator Software
SaaS · Operator software · v2026

Run your chit-fund operations
on a modern SaaS workspace.

A premium record-keeping and member-management workspace for chit-fund operators — groups, members, collections, reminders and reports in one fast app. Software only; we never hold or move your members' money.

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Multi-factor authenticationAudit log on every actionEncrypted hosting on Firebase + Atlas

Operator software for chit-fund record keeping — not a chit-fund operator, NBFC, wallet, or investment platform.

Sample data · sign in to see your operational metrics

Active members

0

Active groups

0

On-time rate

0%

Dashboard

Collected

₹4.2L

Pending

₹86k

Overdue

₹12k

Collection trend · 6 mo

Aarav R.
+₹5,000
Priya K.
+₹5,000
Ravi M.
−₹95k
Chit Groups

Monthly-25k

Active

8 members · Cycle 3/12

Savings-50k

Active

12 members · Cycle 7/20

Quarterly-1L

Completed

5 members · Cycle 12/12

Weekly-5k

Active

10 members · Cycle 1/52

+ New group

Members
A

Aarav R.

Monthly-25k · Slot 1

Paid
P

Priya K.

Monthly-25k · Slot 2

Paid
R

Ravi M.

Savings-50k · Slot 3

Overdue
S

Sona T.

Monthly-25k · Slot 4

Pending
Payments
MemberAmount

Aarav R.

Collection · Today

+₹5,000

Priya K.

Collection · Today

+₹5,000

Ravi M.

Payout · Yesterday

−₹95k

Sona T.

Collection · Mon

+₹5,000
Reports

Total collected

₹4.21L

On-time rate

94%

Monthly collections

Nov
Dec
Jan
Feb
Mar
Apr

Active groups

36 ↑ 4 this month

Dashboard

Collected

₹4.2L

Pending

₹86k

Overdue

₹12k

Collection trend · 6 mo

Aarav R.
+₹5,000
Priya K.
+₹5,000
Ravi M.
−₹95k
Chit Groups

Monthly-25k

Active

8 members · Cycle 3/12

Savings-50k

Active

12 members · Cycle 7/20

Quarterly-1L

Completed

5 members · Cycle 12/12

Weekly-5k

Active

10 members · Cycle 1/52

+ New group

Members
A

Aarav R.

Monthly-25k · Slot 1

Paid
P

Priya K.

Monthly-25k · Slot 2

Paid
R

Ravi M.

Savings-50k · Slot 3

Overdue
S

Sona T.

Monthly-25k · Slot 4

Pending
Payments
MemberAmount

Aarav R.

Collection · Today

+₹5,000

Priya K.

Collection · Today

+₹5,000

Ravi M.

Payout · Yesterday

−₹95k

Sona T.

Collection · Mon

+₹5,000
Reports

Total collected

₹4.21L

On-time rate

94%

Monthly collections

Nov
Dec
Jan
Feb
Mar
Apr

Active groups

36 ↑ 4 this month

What is ChitsVyapar?

ChitsVyapar is SaaS software for chit-fund operators to manage their books — not a chit scheme.

ChitsVyapar is a record-keeping and member-management workspace that helps chit-fund operators and foremen run their groups: configure chit groups, manage members, record collections, send due reminders, and review reports — all in one fast, mobile-first app. It is software only: ChitsVyapar never collects deposits, runs chit schemes, holds member funds, acts as an NBFC, or guarantees returns. Member-to-operator payments happen outside the platform; the app records what the operator enters.

Explore the features, see how it works, or view pricing.

Built for the operator's day

Everything you need to run the books. No deposits, no schemes, no money flow.

Group records

Configure groups, edit terms, recompute installment schedules on every change with a full audit log.

People & memberships

One contact across many groups. Add, swap, or retire members without losing history.

Collection tracking

Per-installment record-keeping with method tags and instant status. The app records — it never moves money.

Operator reports

Monthly breakdowns, six-month trends, payout vs. collected — operational metrics, not investment dashboards.

Roles & audit log

Granular role permissions, signed audit trail, and one-click operator impersonation for support.

WhatsApp reminders

Trigger reminders for overdue installments via the official Meta Cloud API on your own number.

Every group, every cycle

See the rotation, at a glance.

Who's in the group, whose turn is up this cycle, and which installments are recorded — laid out in one calm view. The app tracks the book; you stay focused on members.

  • Recorded
  • Awaiting
  • Missed
  • This turn
8 memberscycle 3 of 8
CM

Chits · Operator

via WhatsApp Business

Today

Hi Aarav 👋

A friendly reminder — installment M3 for group Pragathi-A is due today.

Reply DONE once recorded. Thanks!

9:14 AM
Reminder · M3 due

Reminders that members actually read

Nudge an overdue member in one tap.

Send official WhatsApp reminders from your own business number through the Meta Cloud API. Templates pre-fill the member's name, group, and installment — you just hit send.

  • Templates for due, overdue, and payout confirmations
  • Delivered + read receipts logged into the audit trail
  • Bulk-send to a whole installment in one action

The operator dashboard

Your ledger, at a glance.

Collections recorded, payouts logged, overdue alerts and a six-month operational trend — the moment you sign in. Mobile-first, beautiful on every device.

  • Operational metrics that recompute as you record entries
  • Overdue alerts with one-tap WhatsApp reminders
  • Roles, audit trail and impersonation built in
chits.app/dashboard

Collected

₹4.21L

Pending

₹86k

Overdue

₹12k

Collection trend

6 mo

  • Aarav R.

    M3 · UPI

    +₹5,000

  • Priya K.

    M3 · Cash

    +₹5,000

  • Ravi M.

    Payout M2

    −₹95,000

Who is it for?

Built for the people who run chit funds.

Chit-fund operators & foremen

Run day-to-day record-keeping for one or many chit groups without paper ledgers or spreadsheets.

Multi-group managers

Track dozens of groups and hundreds of members from a single dashboard with role-based access.

Family & community chit organizers

Keep a clean, auditable record of contributions and payouts for community-run chit groups.

How does it work?

From sign-up to first reminder in minutes.

  1. 1

    Create your free account

    Sign up in under a minute with your email or Google account. No credit card required.

  2. 2

    Set up your first chit group

    Define the group value, number of members, installment amount, and duration. ChitsVyapar computes the installment schedule automatically.

  3. 3

    Add members and memberships

    Add people once and reuse them across groups. Assign memberships, swap or retire members without losing history.

  4. 4

    Record collections each cycle

    Mark installments collected, pending, or overdue with a method tag. The ledger and operator metrics recompute instantly.

  5. 5

    Send reminders and review reports

    Nudge overdue members with one-tap WhatsApp reminders and review monthly breakdowns and six-month trends.

Ready to start? Create your free account or talk to us.

Use cases

What operators use ChitsVyapar for.

Replace paper ledgers and spreadsheets

Move chit-group books online with an audit log on every change, so records stay accurate and verifiable.

Stay on top of overdue installments

See which members are overdue at a glance and send official WhatsApp reminders from your own number.

Manage many groups at once

Operators running multiple chit groups get one consolidated view of collections, payouts, and trends.

Keep compliant, defensible records

A signed audit trail and role permissions help operators meet their own record-keeping obligations.

Common questions

Frequently asked questions

What is ChitsVyapar?
ChitsVyapar is SaaS record-keeping and member-management software for chit-fund operators. It tracks groups, members, collections, due reminders, and reports. It is software only — it does not collect deposits, run chit schemes, hold funds, or guarantee returns.
Does ChitsVyapar collect or hold money?
No. ChitsVyapar never collects deposits, holds subscriber funds, or moves money. Member-to-operator payments happen outside the platform; the app records what the operator tells it happened.
Can I send WhatsApp reminders to chit-fund members?
Yes. Operators can send official WhatsApp reminders for due and overdue installments from their own business number through the Meta Cloud API, with delivery and read receipts logged to the audit trail.
Is ChitsVyapar free to use?
You can start for free with no credit card. Setup takes under a minute — create your first group and add members.
Who is ChitsVyapar for?
It is built for chit-fund operators and foremen in India who need a fast, modern workspace to manage chit groups, memberships, collections, and reporting while staying compliant with their own record-keeping obligations.

Bring your chit-fund records online in under a minute.

Sign up, configure your first group, add members. The operator dashboard tracks every entry for you.

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